Credit Simple NZ
Banks rely on us being lazy. In fact they make millions out of Kiwis who through inertia fail to shop around for a better deal. Customer loyalty doesn’t always pay. Shopping around on your mortgage can really pay off. Imagine telling your friends that you…
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The post-Christmas season can be a tough one, and our data shows Kiwis are more likely to let their credit bills languish unpaid at this time of the year compared to any other. If you’re anything like the average New Zealander, you’re probably feeling the effects…
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Rental properties are a licence to make money, aren’t they? All you need to do is buy, and watch the price go up, up, and up. The answer to that is yes and no. Property investors don’t all become squillionaires overnight. It’s not a licence…
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Do you find yourself wallowing in post-holiday financial regret each January? Wonder how you managed to spend so much money yet have so little to show for it? Maybe you’ve gone so far as to regret buying gifts for family members you don’t even like.…
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Are you good at asking yourself tough questions? Try this one: are you prepared to pay your credit card bill in full and on time every single month? If you can’t (or won’t) do that, then a rewards card really isn’t worth it. And you…
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Is everything you do with your money logical? Don’t fool yourself. Human brains were designed for fight or flight. There’s emerging research showing that even the smartest humans make stupid financial mistakes thanks to our prehistoric brains. Neuro-economists have found longs lists of “cognitive biases”…
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Aries New Year, new you, right Aries? Well, sort of. This is New Zealand, so the best thing you could possibly to do support our grass-based economy is to start 2017 with a new ewe. Depending on where you live, Trade Me has them for…
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What’s the best credit card for you? Chances are it’s not the one (or ones) in your wallet. We Kiwis are terrible at trying to justify our credit card choices. We come up with all sorts of ‘facts’ to confirm our poor decision. If you…
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Recently I heard a story about a turkey who fills up his car with $40 worth of petrol, hangs up the pump, pays for it inside, then immediately fills up with another $40 and goes back in and pays for that too. He reckons he’s…
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When I was young, we saw home brands such as Pams and No Frills as the killjoy of the supermarket. Lurking on the shelves, waiting for an opportunity to sneak into the trolley and ruin your meal, if not your day. Pams – yucky! No…
read moreThe information provided on the Credit Simple website is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your personal objectives, financial situation or needs. Before making any decisions, it is important for you to consider your personal situation and seek appropriate tax, legal and other professional advice.