Credit Simple NZ
The first credit card was cardboard The first independent credit card was Diners Club, founded in 1949 after hungry co-founder Frank McNamara took clients out to dinner and realised he’d left his wallet in another suit. His wife paid the bill and Frank thought up…
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A personal loan is about as straightforward as it gets when it comes to borrowing money. It can help you pay for something special like a car, holiday or home renovations, or to consolidate debt. With a personal loan, you borrow a specific amount and…
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Yep, you read that heading right. (Welcome to the Credit Simple blog, where I confess all my deepest, darkest money secrets.) For seven years, I cut my own hair. Of course, it’s not as drastic as it sounds, but the end savings result is rather…
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Hey Gen X! Here’s what you need to know about your money and finances before you turn the big 5-0. The next decade and a half is going to tick away fast and some of us need to grow up and get serious about our…
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Let’s have a quick talk about the meaning of life. Well, maybe not the whole nine yards, but do you have moments in your cubicle when you wonder if the way you’ve got your life planned is the smartest way to go at it. What…
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I banked a cheque the other day (yes, I know! Some people are still using cheques) and as I stood there at the counter, the teller asked me if I had my KiwiSaver with the bank. “No, it’s elsewhere,” I said. “Why don’t you bring…
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Oh Tony. Tony, Tony, Tony. For those who don’t know, Tony Alexander is the chief economist at BNZ and he said a few things about Spendy Young Things (SYTs) not saving properly for a house. Tony would like you all to have a house, you…
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It’s amazing, really, how many hoops you have to jump through these days just to earn yourself the privilege of borrowing hundreds of thousands dollars in a home loan. But how many hoops are we talking, exactly? How difficult is it in the current market…
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In the world of credit scores, we like to refer to those with a score of more than 900 as unicorns. They are rare and until now, almost mythical beasts, and only 9.2% of all Kiwis can call themselves a credit unicorn. Everyone has a…
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Robots – artificial intelligence, chatbots, robo-advisors and the rest – are big news in the banking and finance industry. Packaging financial smarts into a programme or algorithm looks like a great way for big banks, insurance companies and airlines to help guide customers through complicated…
read moreThe information provided on the Credit Simple website is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your personal objectives, financial situation or needs. Before making any decisions, it is important for you to consider your personal situation and seek appropriate tax, legal and other professional advice.