Credit Simple NZ
Credit is great. It means you can buy what you want right now! But before you get too excited, too many Kiwis get themselves in the doo-doo with their credit. You don’t want to be one of them. Often it’s the people banks call ‘revolvers’ who…
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Because I’m both a procrastinator and a multitasker I recently found myself avoiding work by cleaning the pantry while listening to a recording of the Hobbit. Unfortunately, owing to my overactive imagination, as I cleaned and found packets of things I don’t remember purchasing, I…
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Here at Credit Simple HQ, we’re always talking to Kiwis from all over the country about their credit scores and their finances. So when we noticed a trend – that is, older Kiwis telling us they don’t feel sorted for retirement – we thought we’d…
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Your credit score matters when it comes to renting a home. Landlords can and do carry out credit checks on potential tenants (but remember, they have to get your permission first). If you’ve got a great big black mark on your credit history – or…
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Two weeks ago the new finance minister Steven Joyce delivered his first budget, and the last that this National government gets to table before heading to the polls in September. While budget day doesn’t come with quite the drama or possibility of surprise that it did…
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What’s in a name? When it comes to your credit score, it could be more than you think. Here at Credit Simple, we’ve got access to a wealth of data around credit information and demographics. So we thought we’d look into first names ranked by…
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We haven’t paid into the Cullen Fund for seven years Heard of the Cullen Fund? It’s named after Michael Cullen, who was Minister of Finance in 2001 when the fund was set up. It’s also called the NZ Super Fund, and it’s designed to partially…
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Have you got your free five hundy for the year yet? That’s $521 free money of yours sitting at the Inland Revenue Department (IRD) waiting for you to claim it. Here’s how to milk your KiwiSaver. The big five hundy What? Yes, every single person in…
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Budgeting, planning and all the good credit habits in the world are no good if someone goes and nicks your hard-earned money. These days, though, the bad guys are unlikely to turn up with stockings over their heads and big sacks marked “swag”. Digital crime…
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Question time: do you flash, or do you stash, your cash? Or do you mix it up and go both ways? Although we’re trying to save, we realised recently the dollars aren’t mounting up like we’d like them to be. So, in what might appear…
read moreThe information provided on the Credit Simple website is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your personal objectives, financial situation or needs. Before making any decisions, it is important for you to consider your personal situation and seek appropriate tax, legal and other professional advice.