Credit Simple NZ
Living life large while on holiday doesn’t mean blowing your budget. It’s possible to enjoy every minute of your well-deserved break and possibly come home with cash to spare. Here are our tips to travelling well while spending less: 1. Package it up There was…
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Borrowing can actually help your credit score, as unintuitive as that might sound. Potential credit providers want to see that you’ve got a history of responsibly paying your bills, so borrowing a small amount and paying in full and on time will help to boost…
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Here at the last bus stop on the planet we love our travelling. But you can’t leave without a good pocketful of money and there’s no avoiding it: you’ll have to change your Kiwi dollars into some other currency. That’s where the irritation starts. They…
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Us Kiwi’s have made the most of peer-to-peer as a way of life for some time now, adopting services such as UBER, Airbnb and Airtasker and enjoying better value all round. Neil Roberts Joint CEO of Harmoney says it has been very rewarding watching Kiwis…
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Technology has become a crucial part of our everyday lives. Whether it’s talking, texting, catching up with family on social media or searching for the latest recipe to cook for dinner. However technology is increasingly becoming more expensive. Here are some tips to save money. 1. Understand…
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So you’ve got a big bad black mark on your credit record and you want a mortgage? Don’t worry, all is not lost. Banks like to lend to people who they believe have the disposable income and the will to pay them back. If your…
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Liar, liar, pants on fire. We Kiwis are masters at coming up with excuses for our spending and debt. I’ve heard it called “excusitis”. We convince ourselves that “we’re different” or that “we need it”, or “everyone else does it”. It’s that six inches of…
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Once upon a time bank robbers needed guns and balaclavas. Today a mouse and keyboard can be more dangerous. Every year Kiwis are defrauded by cyber criminals and some lose their life savings. In the case of phishing the victim clicks on what looks like…
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Avocados have gotten a bad rap lately. The real reason millennials can’t afford to buy their own homes, commentators said, was not sky-high prices or the banks requiring 20 per cent deposits, it was young people’s insatiable hunger for the creamy green goodness of smashed…
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I’m working hard to improve my credit score these days. In the past I was a bit of a bad boy when it came to paying bills – so I’ve been looking into what will kill your credit score, and fast. Real fast. But just…
read moreThe information provided on the Credit Simple website is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your personal objectives, financial situation or needs. Before making any decisions, it is important for you to consider your personal situation and seek appropriate tax, legal and other professional advice.