Credit Simple NZ
Change your billing dates, change your life. OK, that might be a bit of a stretch, but getting all your financial ducks in a row can help you budget better. This one is an easy hack but one many Kiwis simply don’t know about. Did…
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If you’re anything like the average Kiwi, you see retirement as something that happens after you turn 65 (or, *cough*, 67). You stop working, live off the pension, and you’re Officially Retired. But it doesn’t have to be that way, and there are people all…
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It’s about this time of year, usually just after the last of the Christmas ham has been scoffed and the cherries are a distant sticky memory, that our thoughts turn to money. As in: how can we have more? And how will that work without…
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As we approach the silly season and our bank accounts begin to bear the brunt of it, Kiwis should aim to be careful shoppers and only spend what they can afford. We commissioned research which reveals nearly one in three New Zealanders put their Christmas and…
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For most of us, the New Year is a popular time to set personal goals and look back on the what we’ve achieved in the last 12 months. But with all the goodwill in the world, it can be hard to turn resolutions into results.…
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This year we paid someone to stalk us for our own financial good. Pippa is our enableMe financial personal trainer and we know she’s always watching what we spend. We also know that we’re going to have justify any shenanigans if we go too far…
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No, I haven’t won Lotto (free, related personal finance tip: don’t buy Lotto tickets). But barring some very unforeseen event (or wonderfully attractive offer) I don’t plan to spend another day employed for the rest of my life. That’s not to say I don’t work.…
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Watch out! Your credit score could soon affect the interest rate you pay. That’s good if you’re a “unicorn” with a credit score from 801 to 1,000, and not bad if you’re a “thoroughbred” with a score of 601 to 800. If, however, you’re a…
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Interest-free overdrafts while you’re a student might be tempting, but new research we commissioned shows 66 per cent of tertiary students aren’t paying back their interest-free overdrafts before leaving university, and an alarming nine per cent took more than two years to pay their overdraft…
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If you like your money, don’t fall victim to a holiday scam. All too many Kiwis do. One ordinary Kiwi was charged US$9,700 for one day in hospital, a price their insurer Southern Cross said was “unreasonable”. Belinda Gelston told Newshub that the Mexican hotel…
read moreThe information provided on the Credit Simple website is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your personal objectives, financial situation or needs. Before making any decisions, it is important for you to consider your personal situation and seek appropriate tax, legal and other professional advice.