Have you ever felt too lazy to budget?
(We may have the answer)

Have you ever felt too lazy to budget? (We may have the answer)

It’s a more common feeling than you might think. According to our recent survey, nearly one in 10 people say they don’t budget because they simply feel too lazy to. Beyond that, one-fifth started a budget but gave it up because they felt it was too difficult.

That’s understandable – and it’s okay. But it doesn’t have to be the way things go. At Credit Simple, we speak to people every day who face the same issues – and that’s why we’ve developed a tool called Money Simple to help you out.

Use technology to help you budget

When you’re on a budget, how do you track your spending? Gone are the days of pen and paper, and gone are the days of spreadsheets. There’s a whole host of customisable technology available to you now that can help set a realistic, fair budget so you get what you really want.

Money Simple is a tool that analyses and understands your spending, because you get real-time spending analysis.

Get the big picture on your budgeting

A lot of the time, people use budgeting tools from an individual financial institution – think your bank’s tracking app, or even your personal tracking of credit card spending. But the reality is, most Australians have multiple accounts or credit cards – not always from the same bank.

You need a budgeting tool that spans the whole spectrum of your spending – and that’s exactly what Money Simple can do.

Know what you buy, properly

Leisure, transport, utilities. Wants and needs. The typical categories in a budgeting tool tend to be limited, not showing you enough information about where your money really went. With Money Simple, you get proper insight.

Whether it’s dining out or personal care, the app can categorise your spending into much better-defined channels – you’ll see exactly when that self-care purchase turns into a binge.

Let Money Simple do the work for you

It’s okay to feel too lazy to budget, or to feel that it’s an impossible task. With the price of everything from footwear to fruit increasing every quarter (and let’s not get started on fuel), managing your money for those long-term goals is always going to feel difficult. But there are plenty of tools to help you out – why not see if Money Simple is the one for you?

Credit Simple

Credit Simple gives all Kiwis free access to their credit score, as well as their detailed credit report. See how your credit score compares by age, gender and community and gain valuable insights into what it all means.

All stories by: Credit Simple