Close
Enter your
text here
Posts Tagged :

insurance

Are you signing away your privacy? Know your rights

Privacy is important, especially when it comes to your money. There are certain personal financial details Kiwis don’t want falling into the hands of hackers, or for that matter their partners, children, employers and others. Some things are just personal. Most reputable Kiwi organisations do their best to stay within laws such as the Privacy Act, Human Rights Act, and others. However there are a whole heap of ways they can breach your privacy. But first, you need to understand…

read more
Man breaks ceiling drywall while doing DIY
Insurance own-goals: Mistakes that lead to declined claims

We love to hate insurance companies. But they do pay most claims. The trouble is that a lot of us don’t understand the basic concepts of how insurance works and we get caught by some mighty expensive fishhooks. Imagine this scenario. You borrow mum’s car, but crash it while dropping a mate home. “No worries”, you say, “mum’s insurance will pay the claim”. The claim is declined because you breached your restricted licence by carrying a passenger. What are you…

read more
Looking close at the laptop
Debt disasters you didn’t see coming

Credit is great. It means you can buy what you want right now! But before you get too excited, too many Kiwis get themselves in the doo-doo with their credit. You don’t want to be one of them. Often it’s the people banks call ‘revolvers’ who get themselves into a complete debt disaster. These are the people who only make the minimum payment each month and see their debt spin out of control. Sure you can go bankrupt or use the…

read more
Most Kiwis are just three weeks from disaster. Here’s the ins and outs of ACC and insurance

Touch wood you’ll still be able to do the limbo at parties in a decade or two. But every year a small but individually significant number of Kiwis find themselves temporarily or permanently disabled. “She’ll be right,” many of us think. “ACC will pick up the tab and pay me out 80% of my salary for the rest of my life.” That’s not always the case. If you are prevented from working, i.e. disabled, through illness, you’ll only have minimal Work…

read more