Posts Tagged :

bad credit

Happy wife, happy financial life

CreditSimple.co.nz delves into the attributes of high and low credit scorers, finds marriage means you’re financially responsible. Financially responsible Kiwis are likely to be married, have two or three kids, are university educated, and probably don’t smoke, according to research from finance business CreditSimple.co.nz released in 2017. Credit Simple’s research of more than 2.2 million people shows that 60 per cent of those living in areas with a high average credit score are married, but those in areas with lower…

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Lending and borrowing the Kiwi way

Us Kiwi’s have made the most of peer-to-peer as a way of life for some time now, adopting services such as UBER, Airbnb and Airtasker and enjoying better value all round. Neil Roberts Joint CEO of Harmoney says it has been very rewarding watching Kiwis embrace the Harmoney peer-to-peer lending marketplace. “The growth has been fantastic, but the passion that comes from our community and their continued support for Harmoney is perhaps the most rewarding of all.” Thanks half a…

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Tips to save everyday on technology

Technology has become a crucial part of our everyday lives. Whether it’s talking, texting, catching up with family on social media or searching for the latest recipe to cook for dinner. However technology is increasingly becoming more expensive. Here are some tips to save money. 1. Understand your bills Understand the plan you are currently on. What are the fees and charges? Go through your bills and make sure you understand what the items are you are being charged for. If you…

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Confused female looking at her phone
How to overcome bad credit and get a home loan

So you’ve got a big bad black mark on your credit record and you want a mortgage? Don’t worry, all is not lost. Banks like to lend to people who they believe have the disposable income and the will to pay them back. If your credit score is bad and there are a few sneaky black marks on it they might think that you’re not such a good bet. Banks have to be responsible What’s more, our banks are also…

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