Credit Simple NZ
Do you like baked beans? Unless you want to be eating student grub for the next few years it’s a good idea to figure out how much house you can really afford. Don’t be fooled by what the banks tell you that you can borrow.…
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Christmas is coming and by now you’ll be inundated with tinsel music, shops full of tat you don’t really want to buy, neighbours telling you to put up more decorations or take down more decorations and of course, The List. We all have a The…
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If you’re a married non-smoker with two or three kids and a tertiary degree, pat yourself on the back – you’re probably also a high credit scorer to go with it. We’ve had a look in our data (it was dusty and dark in there,…
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Aries Earthquakes! Political turmoil! Unsightly hair in those hard to reach places! If it feels like there’s nothing the universe hasn’t thrown at you lately, Aries, then you’re not alone. Oscillations in the moon’s orbit, coupled with a particularly long run of dry weather around…
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Vitaliy is our Systems Developer and he’s a total dev ninja. Vitaliy enjoys DIY, reading, and top-notch snacks, but draws the line at eating one of his team members. (Thanks, Vitaliy.) What does a day in the life of you at Credit Simple look like? Wake…
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Mortgages in Auckland are not small. The average one is $393,000 and a quarter of them are at least $500,000. When you owe that much money you want to know things are going to be okay: that your property values will stay up, that your…
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Do we have decent competition in the mortgage market here? Are the banks as ready to sharpen their pencil as they across the Tasman? Looking at the numbers, you might wonder if we’re being taken for a bit of ride. New Zealand’s banking base rate…
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When the time comes to re-fix your mortgage rate, it pays to shop around, says TV presenter, documentary producer and man with a Twitter account, Damian Christie. “I’ve always thought the banks are pretty hopeless at retaining their customers,” Damian says. “They offer a lot…
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It can be a dry old topic, personal finance, and it can sometimes inspire feelings of sadness due to one’s lack of savings, which is why I used to imagine it might be more fun to work in in banking pocketing ludicrous bonuses for throwing around…
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So you got your credit score, but you can’t understand why you got the score you did. Maybe it’s quite high (yay!) or maybe it’s low (or even zero). Here’s a rule of thumb guide to understanding your credit score. Two big things to keep…
read moreThe information provided on the Credit Simple website is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your personal objectives, financial situation or needs. Before making any decisions, it is important for you to consider your personal situation and seek appropriate tax, legal and other professional advice.