Credit Simple NZ
Imagine, in this uncertain world, that house prices – those house prices that keep rising and rising and rising – finally run out of rocket power. Imagine, even, that they actually drop. Maybe 10%, maybe 20, maybe 40. Would that be economic doom for us…
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You’ll often hear people say that you shouldn’t go to university unless you know what you want to study and how you’ll use it in a job later on. I disagree; I think all university study is useful in one way or another. It’s not…
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We’ve had a peek at some mortgage data to see how young Kiwis are getting on around the country with getting into home ownership. And it turns out young Southlanders are in the best place to get a foot on the property ladder, with double…
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Need a new kitchen? Fancy that round the world trip? Just whack it on the mortgage. In 21st century New Zealand we extend the mortgage every time we have a bit of ‘spare equity’ built up. It’s like we’ve inverted the whole concept of borrowing…
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Aries Like fellow Aries Donald Trump, former Reserve Bank Governor Don Brash and Ron Howard from television’s Happy Days, you face a month of change and challenge. The main challenge? Finding enough change to make it through the day. Top tip: look behind the sofa…
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We Kiwis are suckers for rewards points. We’ll go out of our way to get a few extra points. But you’ve got to be careful to get the most out of the rewards points in the best way. It’s not just rewards points credit cards…
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We all throw money down the gurgler. But some Kiwis have far higher chances of getting a Darwin Award for stupidity by paying too much idiot tax than others. Technically ‘idiot tax’ is spending on Lotto. Your odds of winning Powerball in New Zealand are…
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Do you want to conjure money up from nowhere? It can be done. Cheapskates spend almost NOTHING. They pop to the toilet when it’s their round to buy the drinks and trawl local free sites for unwanted pet bunnies to eat. Well perhaps not bunnies,…
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Saving is the worst. I cannot save money. I just can’t. I look at my payslip each month and take out the rent, the food, the car, the power, the water, the gas and there’s barely enough left to pay for the odd drink after…
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‘Going guarantor’ are two dangerous little words. “Nan, will you go guarantor on my car? You don’t have to pay any money.” Stop right there. Going guarantor can be a great way to help others out. But it’s way more risky than most people think.…
read moreThe information provided on the Credit Simple website is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your personal objectives, financial situation or needs. Before making any decisions, it is important for you to consider your personal situation and seek appropriate tax, legal and other professional advice.