Credit Simple Disclaimer

Last updated August 2021

This disclaimer sets out important information about the scope of Credit Simple’s services, available on the Credit Simple Website at https://www.creditsimple.co.nz. The capitalised terms in this disclaimer are as defined in the Terms of Use.

Information on Credit Simple is for general information purposes only

While we have endeavoured to ensure that the information available on Credit Simple (including on My Alerts) is free from error, to the extent permitted by law, we do not warrant its accuracy, adequacy, timeliness or completeness or that it is suitable for your intended use. All information is provided for general information purposes only and should not be relied on to make any decisions.

You use Credit Simple and apply for any offers featured on Credit Simple at your own risk.

To the extent permitted by law, Credit Simple accepts no liability for your access to Credit Simple or any action you take arising from material or information on Credit Simple (including on My Alerts).

Information on Credit Simple is not advice

Credit Simple does not provide personalised financial, financial planning, legal or tax advice. In providing you with information, we don’t consider your personal financial situation (income, expenses, life needs) or personal goals or objectives.

Your banking information

If you use Money Simple on Credit Simple, the information that you access is accessed by or on behalf of Credit Simple from the banks that you choose to add to your Money Simple account. Credit Simple does not verify that information, including its accuracy. In addition, in general, Credit Simple will only access and update information from your chosen Banks once each day (for accounts that do not require multi-factor authentication) even if you do not log into your Credit Simple account on the Credit Simple Website.

If your accounts require multi-factor authentication, the information is updated from your chosen Banks once only after you authenticate yourself on the Credit Simple Website using the individual authentication requirement of the Bank. Accordingly, the information that you access using Money Simple may not include your most recent transactions as only those captured from last update will be available.

Security

Credit Simple takes the security of your information seriously. However, we cannot guarantee that Credit Simple’s services or the transmission of data over the internet will be 100% secure or uninterrupted.