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	Comments for Credit Simple NZ	</title>
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		Comment on Home loan fees you may encounter by How to compare home loans - Credit Simple		</title>
		<link>https://content.creditsimple.co.nz/home-loan-fees/#comment-59</link>

		<dc:creator><![CDATA[How to compare home loans - Credit Simple]]></dc:creator>
		<pubDate>Fri, 17 Jul 2020 01:27:51 +0000</pubDate>
		<guid isPermaLink="false">https://content.creditsimple.co.nz/?p=10031#comment-59</guid>

					<description><![CDATA[[&#8230;] Fees. There are dozens of possible fees (think &#8220;application fee&#8221; and others). Look for options with lower and cheaper fees. Learn all about home loan fees here. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] Fees. There are dozens of possible fees (think &#8220;application fee&#8221; and others). Look for options with lower and cheaper fees. Learn all about home loan fees here. [&#8230;]</p>
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		<title>
		Comment on What home loan features do you actually need? by How to compare home loans - Credit Simple		</title>
		<link>https://content.creditsimple.co.nz/home-loan-features/#comment-55</link>

		<dc:creator><![CDATA[How to compare home loans - Credit Simple]]></dc:creator>
		<pubDate>Mon, 02 Dec 2019 08:14:53 +0000</pubDate>
		<guid isPermaLink="false">https://content.creditsimple.co.nz/?p=10037#comment-55</guid>

					<description><![CDATA[[&#8230;] Learn here about all the features you might need. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] Learn here about all the features you might need. [&#8230;]</p>
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		Comment on Idiot tax: Eight ways to waste your money by 10 signs of swimming or drowning in debt - Credit Simple		</title>
		<link>https://content.creditsimple.co.nz/idiot-tax/#comment-54</link>

		<dc:creator><![CDATA[10 signs of swimming or drowning in debt - Credit Simple]]></dc:creator>
		<pubDate>Thu, 10 Oct 2019 04:48:51 +0000</pubDate>
		<guid isPermaLink="false">https://content.creditsimple.co.nz/?p=7177#comment-54</guid>

					<description><![CDATA[[&#8230;] get charged dishonour (or honour) fees most months. These fees add up quickly and help your debt spiral out of control. At the very [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] get charged dishonour (or honour) fees most months. These fees add up quickly and help your debt spiral out of control. At the very [&#8230;]</p>
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		<title>
		Comment on Feeling overwhelmed by your money problems? Here’s some free expert help by Happy wife, happy financial life - Credit Simple		</title>
		<link>https://content.creditsimple.co.nz/debt-help/#comment-53</link>

		<dc:creator><![CDATA[Happy wife, happy financial life - Credit Simple]]></dc:creator>
		<pubDate>Thu, 07 Feb 2019 02:23:36 +0000</pubDate>
		<guid isPermaLink="false">https://content.creditsimple.co.nz/?p=8775#comment-53</guid>

					<description><![CDATA[[&#8230;] Need debt assistance? Find it here. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] Need debt assistance? Find it here. [&#8230;]</p>
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		<title>
		Comment on Is your credit score in the zero zone? This could be why by What is a good credit score range in New Zealand? - Credit Simple		</title>
		<link>https://content.creditsimple.co.nz/credit-score-zero-zone/#comment-51</link>

		<dc:creator><![CDATA[What is a good credit score range in New Zealand? - Credit Simple]]></dc:creator>
		<pubDate>Tue, 23 Oct 2018 22:17:11 +0000</pubDate>
		<guid isPermaLink="false">https://content.creditsimple.co.nz/?p=7052#comment-51</guid>

					<description><![CDATA[[&#8230;] You probably don’t need our help to tell you that a zero rating isn’t great. Chances are, you’ve experienced a court summons, bankruptcy or other forms of payment defaults that have negatively impacted your score. You will find it difficult to obtain credit and you may have to spend the next few years improving your rating by paying off debts and avoiding unnecessary credit. More on zero scores here. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] You probably don’t need our help to tell you that a zero rating isn’t great. Chances are, you’ve experienced a court summons, bankruptcy or other forms of payment defaults that have negatively impacted your score. You will find it difficult to obtain credit and you may have to spend the next few years improving your rating by paying off debts and avoiding unnecessary credit. More on zero scores here. [&#8230;]</p>
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		Comment on How to milk those rewards points by Credit cards: Are rewards credit cards, travel cards and cash-back cards a good idea? - Credit Simple		</title>
		<link>https://content.creditsimple.co.nz/rewards-points-milk-them/#comment-50</link>

		<dc:creator><![CDATA[Credit cards: Are rewards credit cards, travel cards and cash-back cards a good idea? - Credit Simple]]></dc:creator>
		<pubDate>Sun, 26 Aug 2018 23:04:20 +0000</pubDate>
		<guid isPermaLink="false">https://content.creditsimple.co.nz/?p=7183#comment-50</guid>

					<description><![CDATA[[&#8230;] but that can also depend on how much time and thought you’re prepared to put in. In general, if you’re looking to maximise your earning potential, it makes sense to line up your travel reward program with the airline you fly with most often. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] but that can also depend on how much time and thought you’re prepared to put in. In general, if you’re looking to maximise your earning potential, it makes sense to line up your travel reward program with the airline you fly with most often. [&#8230;]</p>
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		<title>
		Comment on Are you YOLOing your finances? by Credit cards: What a basic starter credit card will do for you - Credit Simple		</title>
		<link>https://content.creditsimple.co.nz/are-you-yoloing-your-finances/#comment-49</link>

		<dc:creator><![CDATA[Credit cards: What a basic starter credit card will do for you - Credit Simple]]></dc:creator>
		<pubDate>Sun, 26 Aug 2018 22:54:18 +0000</pubDate>
		<guid isPermaLink="false">http://biz205.inmotionhosting.com/~credit22/?p=6407#comment-49</guid>

					<description><![CDATA[[&#8230;] only what you can afford to pay at the time of purchase. That way you’ll know there should be enough there when it comes time to [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] only what you can afford to pay at the time of purchase. That way you’ll know there should be enough there when it comes time to [&#8230;]</p>
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		<title>
		Comment on In the market for a credit card? Check out our credit card matrix before you decide by Credit cards: What a basic starter credit card will do for you - Credit Simple		</title>
		<link>https://content.creditsimple.co.nz/the-credit-card-matrix/#comment-48</link>

		<dc:creator><![CDATA[Credit cards: What a basic starter credit card will do for you - Credit Simple]]></dc:creator>
		<pubDate>Sun, 26 Aug 2018 22:53:45 +0000</pubDate>
		<guid isPermaLink="false">https://content.creditsimple.co.nz/?p=7682#comment-48</guid>

					<description><![CDATA[[&#8230;] sure what sort of card you should go for? Check out our credit card matrix to help you [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] sure what sort of card you should go for? Check out our credit card matrix to help you [&#8230;]</p>
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		Comment on Will closing my credit cards hurt my credit score? The surprising truth by Life hack: How to beat credit card interest - Credit Simple		</title>
		<link>https://content.creditsimple.co.nz/closing-cards/#comment-47</link>

		<dc:creator><![CDATA[Life hack: How to beat credit card interest - Credit Simple]]></dc:creator>
		<pubDate>Sun, 26 Aug 2018 19:56:10 +0000</pubDate>
		<guid isPermaLink="false">https://content.creditsimple.co.nz/?p=8408#comment-47</guid>

					<description><![CDATA[[&#8230;] Whether or not you pay interest won&#8217;t affect your credit score, but you do need to be careful to pay at least the minimum payment each month on time otherwise you could be looking at a payment default (which does affect your score). If you&#8217;re wondering about whether closing your credit cards will affect your score, we&#8217;ve got more on that here. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] Whether or not you pay interest won&#8217;t affect your credit score, but you do need to be careful to pay at least the minimum payment each month on time otherwise you could be looking at a payment default (which does affect your score). If you&#8217;re wondering about whether closing your credit cards will affect your score, we&#8217;ve got more on that here. [&#8230;]</p>
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		<title>
		Comment on In the market for a credit card? Check out our credit card matrix before you decide by Credit cards: Are rewards credit cards, travel cards and cash-back cards a good idea? - Credit Simple		</title>
		<link>https://content.creditsimple.co.nz/the-credit-card-matrix/#comment-46</link>

		<dc:creator><![CDATA[Credit cards: Are rewards credit cards, travel cards and cash-back cards a good idea? - Credit Simple]]></dc:creator>
		<pubDate>Wed, 22 Aug 2018 23:25:39 +0000</pubDate>
		<guid isPermaLink="false">https://content.creditsimple.co.nz/?p=7682#comment-46</guid>

					<description><![CDATA[[&#8230;] sure what sort of card you should go for? Check out our credit card matrix to help you [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] sure what sort of card you should go for? Check out our credit card matrix to help you [&#8230;]</p>
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